Our Programmes

Three courses. One coherent view.

Each programme addresses a distinct part of a household's financial picture — the trunk, the canopy, and the roots. They may be taken in any order, or together.

Back to Home

Our Methodology

How the programmes are structured.

Each Pokok Capital programme runs as a cohort: a fixed number of participants (typically eight to twelve) who move through the material together over several weeks. Sessions are held in person at our offices in Suntec City. Between sessions, participants complete readings and a workbook segment at their own pace.

The final session of each programme is spent on the output document — a household summary, portfolio workbook, or documentation folder — which participants complete with guidance and leave ready to file and use.

Programmes are scheduled across the calendar year. Participants may register interest for upcoming cohorts and are notified when a new cohort is confirmed. Places are offered in order of registration.

Programme 1 · Five Weeks · S$315

Reviewing the Household Trunk — Core Finances

A five-week course on the structural finances of a household — the trunk that supports everything else. Topics include household balance sheet construction, cash flow analysis, CPF account overview, HDB mortgage review, and household insurance coordination. Paced for learners in their forties and older who want to strengthen their household's financial structure with careful attention.

What the course covers:

Household balance sheet — assets, liabilities, and net position
Household cash flow analysis and monthly structure
CPF Ordinary, Special, and Medisave account review
HDB mortgage mechanics and review framework
Household insurance coordination and gap identification

Output

A household financial summary document, completed during the final session and suitable for household records.

Process

1Balance sheet session — identifying and valuing household assets
2Cash flow session — reading and constructing a household flow
3CPF session — understanding current balances and projections
4HDB and insurance session — reviewing existing structures
5Output session — completing the household summary document

Enquire About This Programme

Programme 2 · Eight Weeks · S$465

Tending the Canopy — Investment Fundamentals

An eight-week course on investment fundamentals for learners who prefer slow, considered study. Covers asset classes, portfolio construction, SGX-listed instruments, dividend and bond allocations, fee analysis, and the behavioural considerations most relevant for mid-life and later-life investors. Weekly sessions include a reading list, a workbook segment, and a small-cohort discussion. The curriculum emphasises realistic expectations and documentation habits.

What the course covers:

Asset class overview — equities, bonds, cash, and alternatives
Portfolio construction principles for mid-life investors
SGX-listed equities and bond instruments
Dividend allocation strategies and income planning
Fee analysis — understanding what you actually pay
Behavioural finance — how mid-life investors tend to go astray

Output

A personal investment workbook and portfolio documentation template, completed progressively across the eight weeks.

Enquire About This Programme

Programme 3 · Six Weeks · S$605

The Roots — Estate and Legacy Documentation

A six-week course on estate and legacy documentation — the quiet roots of a household's financial plan. Covers wills, CPF nominations, lasting powers of attorney, insurance summaries, beneficiary coordination, and a household reference folder readable by family members. Taught by an estate-planning professional familiar with Singapore's legal context. Each participant finishes with a household documentation folder suited to local administrative practice.

What the course covers:

Wills under Singapore law — drafting, execution, and storage
CPF nominations — review, updating, and coordination with will
Lasting Power of Attorney — registration with Office of the Public Guardian
Insurance summaries — mapping policies to beneficiaries
Beneficiary coordination across all household instruments
Household reference folder — structure and contents for family use

Output

A complete household estate documentation folder, including a will checklist, CPF nomination record, LPA status, insurance summary, and beneficiary coordination sheet.

Enquire About This Programme

Programme Comparison

Which programme suits your situation?

Each programme can be taken independently. Here is a quick comparison to help you decide where to start.

Feature	Household Trunk	Canopy	The Roots
Duration	5 weeks	8 weeks	6 weeks
Price	S$315	S$465	S$605
CPF structures covered
Investment portfolio work
Legal instruments (Will, LPA)
HDB mortgage review
Estate documentation folder

Best for

Household Trunk

Starting from a clear picture of household finances — CPF, mortgage, insurance gaps.

Best for

Canopy

Building a structured understanding of investment before or during portfolio decisions.

Best for

The Roots

Setting legal and estate documents in order — particularly for those in their fifties and beyond.

Programme Standards

What applies across all three programmes.

PDPA Data Compliance

All participant information is handled under Singapore's PDPA. Cohort discussions are not recorded or used in external materials.

Annual Content Review

All programme materials are reviewed each year for accuracy against current CPF rules, MAS regulations, and Singapore estate law.

Small Cohort Commitment

Cohort sizes are capped at twelve participants. This is maintained regardless of demand — the format depends on it.

No Product Referrals

Instructors do not refer participants to financial products, advisers they have commercial arrangements with, or services outside the scope of education.

Post-Cohort Feedback

A structured survey is run after every cohort. Results are reviewed by the programme director and shared with the relevant instructor.

Withdrawal Policy

Full refund available more than 14 days before cohort start. 50% refund 7–14 days prior. Credit transfer available within 7 days of start.

Fees

Course fees in Singapore dollars.

All fees are inclusive of materials, workbooks, and the final output document. No additional charges during the programme.

Household Trunk

S$315

Five-week programme

Five weekly sessions (2 hrs each)
Workbook and reading list
Household financial summary output

Enquire

Tending the Canopy

S$465

Eight-week programme

Eight weekly sessions (2 hrs each)
Weekly readings and workbook segments
Small-cohort discussion each session
Portfolio documentation workbook output

Enquire

The Roots

S$605

Six-week programme

Six weekly sessions (2 hrs each)
Taught by practising estate lawyer
Complete estate documentation folder output

Enquire

Not sure which to start with?

Write to us and describe your situation. We can suggest a starting point and tell you when the next available cohort is scheduled.

Write to Us